Our Services

Personal Needs:

Family protection and income replacement strategies using Life Insurance, Disability Income Insurance, estate conservation strategies, and charitable giving strategies. We will work with your tax and legal advisors to help you select the most appropriate product solutions to suit your specific needs and circumstances.

Wealth Accumulation Strategies:

Mutual Funds, Variable Annuities, Traditional and Roth IRAs, Education Funding Strategies, and Retirement Planning

Business Needs:

Employee benefit products-managed care medical benefits, dental benefits, vision care, flexible benefit accounts, group life insurance, vouluntary group life insurance, accidental death & dismemberment insurance, short term and long term disability insurance

Business Continuation:

Business overhead insurance, disability buyout, buy-sell agreement funding, section 303 stock redemption, key employee life insurance

Executive Planning:

Defered compensation plans, group carve-out plan, split dollar life insurance, selective exeutive retirement plans, section 162 bonus plans

Qulaified Retirement Planning:

401(k), profit sharing, money purchase, target benefit, defined benefit, simplified employee pension (SEPs), SIMPLE IRA, Roth IRA